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Volvo Future Value

With Volvo Future Value you’ll have a flexible finance solution that gives you a next level guarantee from the moment you get your new Volvo. And your next one. Not only will you have the certainty of low fixed repayments, you’ll also have three great options at the end of your agreed term. Plus, you can renew at any time. It all means you can enjoy a new Volvo more often.

Your benefits

It's affordable – your regular repayments are set, and Volvo Future Value helps you get into a new Volvo for less.

It’s flexible – choose your contract term, agree your kilometre allowance and at the end of your term (provided certain conditions are met) you have three great options, meaning you can enjoy a new Volvo more often

It’s guaranteed – with after-sales care to keep ownership costs low and peace of mind in terms of your Volvo’s minimum future value (provided the return conditions are met).

How it works

With Volvo Future Value you’ll have a hassle-free finance agreement plus a guarantee you can count on the moment you drive away.

  1. Start by selecting the Volvo you want
  2. Choose the contract term which suits you best (24 months, 36 months, or 48 months)
  3. Next, agree the annual kilometre allowance (10,000, 15,000, 20,000, 25,000 or 30,000 km per year)
  4. Choose your deposit amount (which also gives you the option to reduce your repayments to fit your budget)
  5. We’ll then calculate the guaranteed future value based on the total kilometre allowance and your chosen contract term.

With Volvo Future Value, your regular repayments will be less, as your repayments don’t include the future value (your repayments are based on the cost of the car minus the deposit amount and guaranteed future value).

Options at the end of your loan

When you’re finished, why not start a new journey? At the conclusion of your agreed term, you’ll have freedom to select a new option to suit you:

Renew – if you’d like to upgrade to a new Volvo, the equity you’ve built up will contribute towards your new Volvo.

Retain – if you’d like to own your Volvo at the end of your agreed term you can negotiate a new finance agreement or pay the balance to buy it outright.

Return– if you decide to return the Volvo, then provided you’ve made all your regular payments, the Volvo meets fair wear and tear and is within the agreed kilometre allowance, you won’t need to pay the final payment, just the return fee.

Maintaining your vehicle

We understand that you will want to keep your Volvo in premium condition. To ensure the integrity of the Volvo Future Value Guarantee Program, your Volvo must be in acceptable condition when you return it to us and must not exceed the kilometre limit - as every kilometre over is charged at 66 cents per kilometre.

We also understand that some reasonable wear and tear is to be expected, but it needs to remain within the provisions set by your Volvo Financial Services contract. If you exceed your nominated kilometre allowance, it will reduce your Guaranteed Future Value. However, this won’t affect your ability to trade in, retain or return your Volvo.

Terms and conditions
Volvo Future Value is available on selected vehicles only. Volvo Car Financial Services and Volvo Future Value are only available through UDC Finance Limited. UDC Finance standard terms and conditions, lending and credit criteria apply. If these conditions are not met, the option to return the vehicle for the guaranteed future value at the end of your contract may not be available and the outstanding loan must still be repaid in full.